Introducing our innovative DSCR investment property program, designed to provide flexible financing options for borrowers who operate under an LLC structure. With this program, we empower borrowers to take advantage of the benefits of an LLC while securing their investment properties.
One of the key highlights of our DSCR investment property program is the high loan-to-value (LTV) ratio we offer. Borrowers can enjoy an LTV of up to 80% on both purchase transactions and rate/term refinances. Additionally, for cash-out refinances, we provide a competitive LTV of 75%.
What sets our program apart is the fact that we do not require employment income or debt-to-income (DTI) analysis. This means that borrowers can qualify for financing without having to worry about traditional income verification processes. Instead, we focus on the Debt Service Coverage Ratio (DSCR), which is a measure of the property’s ability to generate sufficient income to cover its expenses.
With our DSCR investment property program, borrowers can benefit from a low DSCR ratio as low as 0.75 on purchase transactions. This allows for greater flexibility in qualifying for financing, especially for properties with unique income streams or complex financial structures.
Our program offers the advantage of unlimited financed properties. This means that borrowers can continue to expand their real estate portfolio without being limited by the number of properties they can finance.
Contact us today to learn more about how our program can benefit you.
