Cash-Out for Investors: DSCR Closed-End Seconds

DSCR Closed-End Seconds Are Here!

Real estate investors now have a more innovative way to tap into their equity without touching their first mortgage. We’re excited to introduce our DSCR Closed-End Seconds, the creative financing solution to help investors leverage existing equity and access capital quickly while keeping their first lien intact.

DSCR Closed-End Seconds

Traditionally, investors looking to pull cash out of their properties had to refinance their entire loan, often giving up a favorable first-lien rate. With our DSCR second mortgage program, you can unlock equity without refinancing your first mortgage, making it the perfect tool for portfolio growth, property improvements, or reinvestment.

Our Closed-End Seconds are explicitly built for investors using Debt Service Coverage Ratio (DSCR) qualification, meaning no personal income documentation, just property cash flow.

Program Highlights

• Up to 80% CLTV for Purchase, Rate/Term, or Cash-Out
• DSCR ≥ 1.0 (property must cover debt service)
• Flexible fixed terms – 30-year, 20-year, or 10-year
• No reserves required
• Loan amounts up to $350K @ 80% LTV
• Loan amounts up to $750K @ 70% LTV
• Minimum 660 FICO

The Power of DSCR Seconds

• Access equity without disturbing the existing first lien
• Avoid rate resets or full refinances
• Use funds for new acquisitions, renovations, or business purposes
• Expand portfolios with efficient, investor-centric financing

DSCRMortgage.com

Our priority is innovative DSCR loan programs that empower investors to maximize their returns. Our expert guidance and fast execution make accessing your equity a reality.

Connect with us for more information about our seconds, including a DSCR Heloc.