Do you own an Airbnb or VRBO property, or are you considering buying one? Financing a short-term rental (STR) property doesn’t have to be complicated. Our DSCR Short-Term Rental Program is designed specifically for investors with short-term rental income.
Unlike conventional mortgages, this program allows you to qualify based on your short-term rental income, no tax returns, W-2s, or leases required. Whether you’re adding another vacation rental to your portfolio or refinancing an existing one, our DSCR loans make it simple to scale your real estate business.
Program Highlights
- Qualify with Airbnb/VRBO income
- No tax returns or leases required
- Unlimited financed properties allowed
- Gift funds accepted
- Loan amounts up to $3,000,000
We offer:
- Up to 80% LTV for purchases and rate/term refinances
- Up to 75% LTV for cash-out refinances
Short-term rental properties can be incredibly profitable, but qualifying for traditional loans can be challenging because of fluctuating income or complex tax returns. With a DSCR (Debt Service Coverage Ratio) loan, your property’s income, not your personal income, does the qualifying. This makes it easier to grow your portfolio and free up capital for new investment opportunities.
If you’re serious about building wealth through Airbnb, VRBO, or other STR platforms, our DSCR loans give you the flexibility and funding you need.
Contact us to learn how to finance or refinance your next short-term rental property with a DSCR loan, specifically designed for investors.
