Our DSCR loan program is perfect for borrowers who can qualify for a mortgage without the need for personal income or employment information. This mortgage program makes our DSCR loan a valuable tool for investors to acquire or refinance properties.
Here are some highlights of our DSCR loan program:
- Loans available up to $3 million, with a minimum of $100,000
- Loan-to-Value ratios (LTVs) of up to 85% on all property types, including 2-4 unit properties
- Short-term rentals allowed, with AirDNA reports accepted
- No-Ratio DSCR option available
- No income or employment requirements; qualifications based solely on property cash flow
- Gift funds allowed for added flexibility
- No limit on the total number of financed properties a borrower can own
- Properties can vest title in various entities such as LLCs, S-Corps, C-Corps, or Revocable Trusts
- Interest-only payment option available
- Up to 6% seller concessions permitted
- Warrantable, non-warrantable, and Condo Hotels properties allowed
- Primary residence ownership is not required if the borrower owns other investment properties
To help borrowers make informed decisions, we offer a DSCR Loan Calculator that provides a detailed analysis of whether a property’s cash flows are sufficient to repay the loan. This tool can be invaluable in assessing the financial viability of your investment.
Don’t miss out on this opportunity to leverage our DSCR loan program for your real estate investment property needs. Contact us to learn more about our DSCR loan programs.