DSCR Product Allows No Limit On Total Number Of Properties

Oct 18, 2023

We recently funded a DSCR loan and we wanted to share the scenario perhaps you as a borrower might be in a similar situation

Our borrower is a seasoned real estate investor with 10 properties. He wants to cash-out multiple properties and purchase his 11th investment property. The borrower’s purchase will exceed the allowable financed properties for Agency guidelines. The borrower wants the loan to be titled in the name of his LLC.

A DSCR Solution

Our DSCR product offers this borrower an actual business-purpose loan. We allowed the borrower to title the loan in the name of his LLC. He obtained a cash-out refinance for 5 of his properties and used the cash to purchase his 11th investment property. Our DSCR solution qualified the borrower using the cash flow of the subject properties instead of traditional personal income analysis, employment analysis, or DTI.

  • Loan amounts from $100,000 to $5 million
  • Up to 85% LTV for purchase and rate / term refinance
  • Up to 75% LTV for cash-out refinance
  • Interest-only options available

As a DSCR mortgage expert, we are able to structure loans in a way that will get funded. We close loans, otherwise, we don’t get paid. It’s in our best interest to structure or restructure loans making sure our borrowers get the financing they are looking for.

Contact our office for more DSCR mortgage scenarios.

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