We are one of the few mortgage companies that offer 85% financing for a DSCR loan program. We are very well known for our creative DSCR loan programs. We offer over a dozen DSCR loan programs to help you finance your investment properties.
Program Highlights
Our DSCR mortgage program comes packed with benefits tailored to investors’ needs:
- FICO scores down to 620
- Loan-to-Value (LTV) up to 85%
- Loan amounts up to $3 million
- Cash-out options up to $1 million (including for reserves)
- DSCR >1.0 and >0.75 options available
- No ratio program offered
- ITIN borrowers welcome
- Condos treated like single-family homes
- No limit on the number of financed properties
- First-time investors eligible
- Gift funds and equity gifts allowed
- Flexible prepayment penalties: 4- and 5-year options
The Advantage for First-Time Investors
Breaking into real estate investing can be challenging, especially when conventional loan requirements are strict. Our DSCR program is also available to first-time investors.
Contact us to learn how our DSCR mortgage programs can help you with financing.
