DSCR Mortgage News and Updates

Long Term Rental Financing for a Variety of Property Types
Are you a real estate investor eager to grow your portfolio? We are your go-to source for long-term financing solutions. Our diverse range of programs caters to various types of residential rentals, ensuring that we have the perfect loan option to suit your specific needs. Whether you are looking...

What Benefits Come with Obtaining a DCSR Loan?
DSCR loans provide borrowers with a flexible qualification process compared to other loans. Personal income is not required for qualification, as the loan is based on the potential rent of the property. Closing in an LLC is an option, along with other attractive features that cater to the needs of...

The Benefits of DSCR Loan Options
From September 2021 to September 2022, the number of built-to-rent homes delivered in the U.S. increased by 42%, as reported by the National Association of Home Builders. Additionally, the Urban Land Institute and the National Multifamily Housing Council Research Foundation highlight the growing...

Qualifying for a Loan Using Property Cash-Flow
When we assess investors and properties, our main focus is on projected cash-flow. The key question is whether the property or properties being purchased will generate enough income to cover the mortgage and other recurring expenses. To determine this, we perform a straightforward calculation....

Need A Loan For a Short-Term Rental Property?
We specialize in assisting our borrowers in obtaining loans for short-term rental properties. Seeking a DSCR program that accommodates borrowers renting their property through platforms like Airbnb or VRBO? Our DSCR program is tailored to assist with this specific need. Loan-to-Value (LTV) ratio...

Overcoming Non-QM DSCR Challenges
In the intricate landscape of mortgage lending, overcoming hurdles can be pivotal. Below is a recent case study illustrating our dedication to transforming complex scenarios into triumphant home acquisitions. Case Study: Foreign National DSCR Purchase Transaction Our client, a newcomer to U.S....