DSCR Mortgage News and Updates
The Benefits of DSCR Loan Options
From September 2021 to September 2022, the number of built-to-rent homes delivered in the U.S. increased by 42%, as reported by the National Association of Home Builders. Additionally, the Urban Land Institute and the National Multifamily Housing Council Research Foundation highlight the growing...
Qualifying for a Loan Using Property Cash-Flow
When we assess investors and properties, our main focus is on projected cash-flow. The key question is whether the property or properties being purchased will generate enough income to cover the mortgage and other recurring expenses. To determine this, we perform a straightforward calculation....
Need A Loan For a Short-Term Rental Property?
We specialize in assisting our borrowers in obtaining loans for short-term rental properties. Seeking a DSCR program that accommodates borrowers renting their property through platforms like Airbnb or VRBO? Our DSCR program is tailored to assist with this specific need. Loan-to-Value (LTV) ratio...
Overcoming Non-QM DSCR Challenges
In the intricate landscape of mortgage lending, overcoming hurdles can be pivotal. Below is a recent case study illustrating our dedication to transforming complex scenarios into triumphant home acquisitions. Case Study: Foreign National DSCR Purchase Transaction Our client, a newcomer to U.S....
Seizing the Moment: The Strategic Edge in Investment Property Financing Amid Economic Uncertainty
As the specter of a looming recession casts a shadow over the financial landscape, the realm of investment property financing is fraught with speculation and apprehension. A key barometer of economic strain is the escalating consumer credit card debt, hinting at a possible saturation point in...
Introducing the New DSCR Product for Real Estate Investors
We just rolled out a new DSCR loan that is designed for real estate investors seeking investment property financing. With loan amounts up to 5 million dollars and no limit on the number of units, this product opens up a world of possibilities. Whether you’re interested in residential, mixed-use,...