DSCR Mortgage News and Updates

A DSCR mortgage, also known as a Debt Service Coverage Ratio mortgage, is a type of loan that allows borrowers to qualify based on their rental income without verifying their debt-to-income ratio (DTI) or employment. This means that borrowers can qualify for this mortgage solely based on the...

At DSCRMortgage.com, we understand the unique needs of real estate investors. That’s why we’re excited to introduce our innovative mortgage program that eliminates the need for Debt-Service Coverage Ratio (DSCR) requirements. With our non-QM loan solutions, you can seize investment opportunities...

Benefits and features of a mortgage program that does not require Debt Service Coverage Ratio (DSCR) calculations. This program is designed to provide real estate investors with the ability to purchase 1-4 unit investment properties without having to provide any personal income documentation. One...

Our DSCR cash flow loan presents a cash-out refinance option with up to a 75% LTV, making it an ideal solution for real estate investors seeking to leverage equity for property enhancements or additional investment purchases. This mortgage product is among our most favored, providing a swift and...

We have a highly experienced real estate investor who approaches us with an impressive FICO score of 732. This investor is prepared to make a 25% down payment and is eager to acquire a new investment property. Upon careful examination of their tax returns, we have determined that the borrower's...

As a leader in the Non-QM mortgage sphere, we are announcing a No-Ratio investor loan. This mortgage program is designed for those properties that do not have debt service. We do not use rental income to qualify the property. All we need is a 25% down payment for a purchase and the property is...