DSCR Mortgage News and Updates

We have a highly experienced real estate investor who approaches us with an impressive FICO score of 732. This investor is prepared to make a 25% down payment and is eager to acquire a new investment property. Upon careful examination of their tax returns, we have determined that the borrower's...

As a leader in the Non-QM mortgage sphere, we are announcing a No-Ratio investor loan. This mortgage program is designed for those properties that do not have debt service. We do not use rental income to qualify the property. All we need is a 25% down payment for a purchase and the property is...

When it comes to purchasing properties, finding the right financing option is crucial. One such option that has gained popularity among real estate investors is the Debt Service Coverage Ratio (DSCR) mortgage. Designed specifically for income-producing properties, a DSCR mortgage offers distinct...

We recently funded a DSCR loan and we wanted to share the scenario perhaps you as a borrower might be in a similar situation Our borrower is a seasoned real estate investor with 10 properties. He wants to cash-out multiple properties and purchase his 11th investment property. The borrower’s...

Exciting news! Our DSCR+ loan product is now available for investment properties in rural areas up to 20 acres, offering a generous 85% loan-to-value (LTV) for purchases! This update brings a fantastic opportunity for you to diversify your investment portfolio by venturing into rural landscapes....

Most lenders don’t lend to first-time real estate investors. We on the other hand have several DSCR programs that will finance a first-time investment property buyer. Here is a scenario in which we just help purchase an investment property as a first-time investor. A borrower, and first-time real...