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DSCR Mortgage News and Updates

Property Investors Have Niche Borrowing Needs? Try our DSCR Loans

Property Investors Have Niche Borrowing Needs? Try our DSCR Loans

We specialize in niche lending for our clients. We always have a solution for our borrowers with a slightly different profile or needs than all the others. From first-time home buyers to 6-month seasoning for cash-out loans and more, we can help. At DscrMortgage.com we know everything there is to...

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Grow Your Net Worth with a DSCR Loan

Grow Your Net Worth with a DSCR Loan

Purchase or refinance with a no-income check loan. Your tenant pays for your property. Our clients grow their net worth. With DSCR loans, our borrowers qualify on the expected rent of the property, not with income, tax records, or debt. No tax returns, no income or job required No minimum DSCR...

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Professional Investor Product

Professional Investor Product

Our newest loan product allows for 5-8 unit properties of residential buildings on a DSCR program, where we use rental income to qualify the property. This DSCR mortgage program is good for purchase transactions, rate and term refinances and cash-out refinances as well. The max loan amount for...

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AirBnB & VRBO Properties Are No Problem!

AirBnB & VRBO Properties Are No Problem!

If you own a property and wish to rent it out on platforms like Airbnb or VRBO, you might be interested in finding a loan program that supports short-term rental properties. Such a program can provide financing options specifically tailored to borrowers who want to use their property as a...

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Short-Term Rentals: Min DSCR Down to 1.20x

Short-Term Rentals: Min DSCR Down to 1.20x

Working to find the right financing solution for a short-term rental deal? With our plan to discuss our suite of short-term DSCR financing 1-4-unit investment loan solutions offered DSCR Program, borrowers can secure funding with a minimum Debt Service Coverage Ratio (DSCR) of 1.20x. This is a...

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The Differences Between DSCR and Traditional Mortgage Underwriting

The Differences Between DSCR and Traditional Mortgage Underwriting

When it comes to financing real estate investments, understanding the nuances of mortgage underwriting is crucial. Two common methods used in the industry are Debt Service Coverage Ratio (DSCR) and traditional mortgage underwriting. While both approaches aim to assess borrowers’ creditworthiness,...

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