Investment Opportunities with No DSCR Required for Investor 1-4 Units

Jan 2, 2024

At DSCRMortgage.com, we understand the unique needs of real estate investors. That’s why we’re excited to introduce our innovative mortgage program that eliminates the need for Debt-Service Coverage Ratio (DSCR) requirements. With our non-QM loan solutions, you can seize investment opportunities without the hassle of income verification, employment history, or debt-to-income ratios.

Cash Out Flexibility

  • Up to 75% Loan-to-Value (LTV) for cash-out refinancing.
  • Unlimited cash-out options to access your property’s equity.
  • Loan amounts ranging up to $2 million (lower LTV available for higher loan amounts).

Expand Your Rental Portfolio

  • Utilize the cash-out funds as a down payment to acquire additional rental properties.
  • Upgrade existing rentals to maximize rental income and attract market rents.
  • Pay property taxes that are coming due to avoid any financial burdens.

Short-Term Rentals Welcome

  • Embrace the growing trend of short-term rentals without any restrictions.

Streamlined Process

  • No sourcing or seasoning of assets is required, making the loan application process hassle-free.
  • No reserve requirements, allowing you to invest your funds as you see fit.

Credit Score Flexibility

  • Minimum FICO score requirement of 650, providing opportunities for a wide range of investors.

We believe in empowering investors with flexible financing options. Our DSCR Mortgage program is designed to cater to the needs of investors looking to grow their real estate portfolios. Whether you’re a seasoned investor or just starting, our non-QM loan solutions can help you achieve your investment goals.

Contact us today to learn more about our DSCR loan programs.

Have Questions or Need Help?

Call us now at 800-839-6510

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