Are you a real estate investor looking to expand your real estate portfolio? Our DSCR (Debt Service Coverage Ratio) mortgage program is designed to provide you with a financing solution when it comes to purchasing or refinancing investment properties.
Our DSCR mortgage program offers a range of benefits that make it an attractive option for investors
- Qualification Based on Property Cash Flow – Unlike traditional mortgages that rely heavily on personal income, our DSCR mortgage program qualifies you based on the cash flow generated by the property
- Flexible Credit Score Requirements – With credit scores starting at 660, our program is accessible to a wide range of investors.
- High Loan-to-Value (LTV) Ratios – Our program offers up to 85% LTV.
- Long-Term Stability – We offer a 40-year fixed-rate interest-only option, providing you with long-term stability and predictable payments. This can be particularly beneficial for managing cash flow and planning for the future.
- Generous Loan Amounts – With loans available up to $10 million, you can finance larger projects and expand your portfolio more effectively.
- Unlimited Properties – There is no limit on the total number of properties you can finance through our DSCR mortgage program.
- Versatile Financing Options – Whether you’re looking to purchase a new property, cash-out, or refinance at a better rate, our program accommodates various types of properties and creative financing solutions.
- LLC Ownership – Properties can be held in an LLC’s name, providing you with additional asset protection and potential tax benefits.
- Non-Warrantable Condos and Short-Term Rentals – Our program allows for non-warrantable condos and short-term rentals, giving you more opportunities to invest in diverse property types.
Contact us to learn more about our DSCR mortgage program.
