Need A Loan For a Short-Term Rental Property?

Mar 18, 2024

We specialize in assisting our borrowers in obtaining loans for short-term rental properties.

Seeking a DSCR program that accommodates borrowers renting their property through platforms like Airbnb or VRBO? Our DSCR program is tailored to assist with this specific need.

  • Loan-to-Value (LTV) ratio of up to 80% allowed
  • Cash-out refinances are permissible
  • Maximum loan amounts extend up to $3 million
  • Acceptance of 30-day late payments
  • Competitive pricing compared to non-agency full documentation and alternative documentation for Non-Owner Occupied (NOO) properties
  • Minimum of 3 months’ reserves required
  • No limit on the number of financed properties
  • Closing can be conducted within a Limited Liability Company (LLC)
  • Interest-only payment option is available

As a leader in DSCR mortgage loans, we have a DSCR program for any situation, even a No Ratio DSCR program that will not use rentals to qualify the property, just the equity in the property.

Have Questions or Need Help?

Call us now at 800-839-6510

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