No DSCR Required

Dec 7, 2023

Benefits and features of a mortgage program that does not require Debt Service Coverage Ratio (DSCR) calculations. This program is designed to provide real estate investors with the ability to purchase 1-4 unit investment properties without having to provide any personal income documentation.

One of the key features of this program is the ability to cash out up to 75% loan-to-value (LTV) ratio. This means that borrowers can access a significant amount of their investment property home’s equity to use for various purposes. Whether you’re looking to expand your rental portfolio, upgrade existing rental properties to command higher market rent.

Additionally, this program offers unlimited cash-out options, allowing borrowers to access funds as needed without any restrictions. Whether you need a smaller loan amount of up to $2 million or a higher loan amount of up to $5 million with a lower LTV, this program can accommodate your needs.

Another advantage of this program is the ability to use the cash-out funds for a down payment to expand your rental portfolio. This can be a great opportunity for real estate investors looking to grow their business and acquire additional rental properties.

The No Ratio DSCR program does not require sourcing or seasoning of assets, meaning that borrowers do not need to provide detailed documentation of the source of their funds or show a history of ownership.

The dscr program requires no reserve requirements, which means that borrowers do not need to set aside a certain amount of funds as a safety net. This can provide more flexibility and freedom for borrowers to use their funds as they see fit.

This DSCR program has a minimum FICO score requirement of 650, making it accessible to a wide range of borrowers with varying credit histories.

The “No DSCR Required” mortgage program offered by provides a range of benefits and features that cater to real estate investors. Contact us for more information about our array of dscr mortgage programs available.

Have Questions or Need Help?

Call us now at 800-839-6510

Fast Quote Side Banner