Our DSCR cash flow loan presents a cash-out refinance option with up to a 75% LTV, making it an ideal solution for real estate investors seeking to leverage equity for property enhancements or additional investment purchases. This mortgage product is among our most favored, providing a swift and hassle-free closing.
Highlights of our DSCR Product:
- A six-month ownership seasoning is required based on the appraised value
- No employment details needed
- Exclusion of traditional personal income assessment
- No required DTI ratio for qualification
- Minimum 1.00 DSCR ratio
- Permissible LLC vesting
- Borrowing entity in LLC form permitted
Qualification centers on the subject property’s cash flow using a debt service coverage ratio (DSCR). We also offer a No Ratio DSCR program in case the property does not debt service with current rental income.
Contact us for more information about our DSCR program.
