DSCRMortgage.com Banner

Second Mortgage Using DSCR

A closed-end second mortgage empowers homeowners to utilize their real estate equity without impacting their existing low interest rate. This loan provides a lump sum payout of up to 90% of the home’s equity, determined by factors like credit score and rental income.

  • CLTV up to 90%
  • Minimum FICO of 680
  • Maximum DTI of 50%
  • Loan amounts from $150,000 to $500,000
  • Choose from 10, 15, & 30 Year Fixed terms
  • Options for both Full Documentation and Alternative Documentation (Alt Doc)
  • Personal Bank Statements
  • Business Bank Statements
  • 1099 Income Verification
  • Available for Primary Residences, Second Homes, and Investment Properties

A stand-alone equity second mortgage empowers homeowners to tap into their property’s equity without forfeiting their advantageous low-interest first mortgage. Contact our office for more information about this second mortgage DSCR program.

Have Questions or Need Help?

Call us now at 800-839-6510

Fast Quote

DSCRMortgage.com Side Banner