Simplify Mortgage Qualification with DSCR Program

Feb 14, 2024

Are you tired of the hassle of submitting complicated income statements and tax returns to qualify for a mortgage loan? We have the perfect solution for you – our DSCR program.

Our innovative DSCR program allows your clients to qualify for a mortgage based on rental analysis, eliminating the need for personal income verification. This means that your clients can now qualify for a mortgage solely based on the property’s cash-flow, making the process simpler and more efficient.

So, what exactly is Debt Service Coverage Ratio (DSCR)? It is a crucial measurement that determines a property’s expected cash-flow and its ability to repay a mortgage loan. By analyzing the property’s income generated from rent and comparing it to the property’s expenses, including mortgage payments, property taxes, and insurance, the DSCR provides a clear picture of the property’s financial health.

With our DSCR program, your clients can say goodbye to the tedious process of gathering and submitting personal income documents. Instead, they can focus on showcasing the potential of their investment property. This not only saves time but also reduces the stress associated with traditional mortgage qualification.

By qualifying based on rental analysis, your clients can unlock a world of opportunities. Whether they are seasoned real estate investors or first-time buyers, our DSCR program offers a flexible and inclusive approach to mortgage qualification. It opens doors for those who may not have a traditional source of income but have a solid investment property generating steady cash flow.

Our DSCR program is designed to help self-employed borrowers acquire property or refinance their rental portfolio. Contact us to learn more about how we can help you qualify for a mortgage based on your property’s cash flow.

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